In Uganda’s refugee settlements, aid has fallen to USD 5 per person per month. ECD enrollment has dropped from 47% to 34% in two years. PHB is building the model that works precisely because conventional aid does not.

Exit from Day One. Designed to leave. Graduation thresholds built in from the start.
Capital that expects repayment. 80% repaid on time and in full. Because we give loans, not handouts.
Income that absorbs shocks. Stable enterprise means no child is pulled from school when food prices spike.
Data that anticipates crises. Community intelligence that makes problems visible before they become irreversible.

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