Support UNCDF In The Development Of The DFS Ecosystem In LAO PDR
In Lao PDR, UNCDF Making Access to Finance More Inclusive for Poor People (MAFIPP) is a UNCDF sector support programme in partnership with the Bank of Lao PDR (BOL) which seeks to improve access of poor rural households to a variety of financial services and markets, improving rural household incomes.
Context: In Lao PDR, UNCDF, in partnership with the Bank of the Lao PDR (BoL) sought to improve and catalyze access of rural households to vital financial services and markets through the development of a digital finance ecosystem.
Objective: To embed a UNCDF DFS Expert capable to provide support to BoL and a wide range of Branchless Banking and DFS stakeholders to jump-start the ecosystem in this greenfield market. Conduct all marketing and communication activities (studies, strategy, plans, design, implementation, testing and roll-out) for pilot projects with BCEL (Banque Pour Le Commerce Exterieur - the largest bank in Laos), and Unitel, the dominant mobile operator in the country. Engage with all other stakeholders including Government, MFIs, Fintech Start-ups and promote partnership and collaboration through the animation of a Digital Finance Working Group chaired by BoL.
Deliverables: Program coordination, reporting and market development; Knowledge raising and capacity building; Product development; Agent network development; Regulatory policy support, capacity building and training.
For More Details about PHB’s groundbreaking work in Laos, see the multi-media case study, Dawn of Digital Finance in Lao PDR
Opportunity and Feasibility study for Mobile Banking (MB) in Cambodia
AMRET is an MFI with 300K clients. The project is part of Agrifin (Agriculture Finance Support Facility) sponsored by the Bill & Melinda Gates Foundation and managed by the World Bank.
Context: AMRET is an MFI with 300K clients. The project is part of Agrifin (Agriculture Finance Support Facility) sponsored by the Bill & Melinda Gates Foundation and managed by the World Bank.
Objective: Define secure, efficient and innovative financial services and their delivery to the rural areas.
Deliverables: Market survey on the needs of the rural market for deposit and other non-credit financial services; Opportunities and constraints presented by both AMRET strategy and internal capacities and the environment; Recommendations on the options for the development of rural n
Deploy Mobile Financial Services Business Model for MFIs in the Philippines
Scaling Innovations in Mobile Money (SIMM) is a 2-year USAID project to scale the uptake of mobile money adoption and usage in the Philippines.
Context: Scaling Innovations in Mobile Money (SIMM) is a 2-year USAID project to scale the uptake of mobile money adoption and usage in the Philippines.
Objective: Reduce operating costs of MFIs in loan disbursement and collections of loan amortization, microinsurance premiums, savings; Increase loan officers productivity, expand outreach, offer new products or services.
Deliverable: Draft MFS business model, Pilot implementation and finalize MFS business model.
IFC Mobile and Branchless Banking (MB & BB) Program Evaluation – Indonesia
In 2008, IFC wanted to play a catalytic role in the development of a transformational mobile banking model in Indonesia.
Context: In 2008, IFC wanted to play a catalytic role in the development of a transformational mobile banking model in Indonesia. With a US$ 2m budget, IFC engaged with the Bank of Indonesia (BI) and developed two pilots with Bank Sinar and AXIS, and with Bank Andara.
Objective: Evaluate if the program effectively changed the regulatory environment and demonstrated the business case for improved financial services based on mobile phone technology to the underserved.
Deliverable: Evaluation of the results towards intended outputs, outcomes and impacts of the program; Identification of the lessons learned for IFC continuation in Indonesia and elsewhere in the world.
Site Visits and Studies on Mobile Money Business Models – the Philippines
In collaboration with Smart Communications and Globe Telecom (some of the first pioneers) to coordinate activities highlighting and supporting mobile money developments in the Philippines.
Context: In collaboration with Smart Communications and Globe Telecom (some of the first pioneers) to coordinate activities highlighting and supporting mobile money developments in the Philippines.
Objective: Create awareness for different opportunities in mobile money; establish best practices and showcase the impact of mobile money on social and financial inclusion; as well as provide an insight into new services beyond P2P payments.
Deliverable: Research on business models and partnerships; site visits and workshops organised with SMART and Globe Telecom (GXI) to give partners and anyone interested in mobile money a real experience of different use cases. Marketing collateral produced to reflect the successes of different stakeholders (MNOs, banks and rural banks).
Procurement of Internet banking application for Xacbank in Mongolia
XacBank is a licensed (microfinance) bank in Mongolia. It launched Internet banking in 2005-2006 with a system developed in-house.
Context: XacBank is a licensed (microfinance) bank in Mongolia. It launched Internet banking in 2005-2006 with a system developed in-house. Currently, about 10,000 clients are using this channel and it wants to procure an application from an (international) provider.
Objective: Assist XacBank in the procurement of a new internet banking system, able to link to its corebank system.
Deliverable: Shortlist of vendors (with contact persons and details); RFP document; RFP bid analysis; summary report.
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