Learning Partnership under the Savings at the Frontier Programme


Savings at the Frontier Programme is a 6-year partnership between Mastercard Foundation and OPM that seeks to bridge the gap between the supply of and demand for formal financial services and informal savings mechanisms (ISMs) in three countries in Sub-Saharan Africa. Nine financial service providers (FSPs) receive technical assistance and funding to test and deepen commercial relationships with ISMs. The aim is to scale up financial services for at least 250,000 rural and semi-urban ISM users across the three countries via innovative FSP-led business models. SatF also produces evidence and shares learning that can contribute to the development of effective, scalable business models for financial services delivery in frontier markets.


The objective of PHB’s partnership with OPM is the enhancement of the SatF programme’s internal learning as well as external sharing of knowledge gained.


PHB designed and facilitated 3 face-to-face and 4 online so-called Distributed Learning Events (DLEs) – interactive peer learning events for partner FSPs. PHB also produced 7 Knowledge Products (KPs) based on SatF’s research and the results from the implementation of linkage programmes. The one-year Learning Partnership has been extended to a second year.