“Opportunity International has worked with PHB on a variety of DFS assignments over the past few years, covering implementation and improvement, evaluation and monitoring, and customer and staff training. We value the breadth and depth of knowledge and experience they have of DFS, particularly as it applies to the Micro-finance environment, coupled with their commitment to implement solutions in a manner that results in sustained and positive change. They are always sensitive to the local environment and culture and take the time to build good relationships with the staff they work with. We look forward to furthering fruitful engagements in the future!”